Be Careful Of Spam!

Here is a copy of a recent email that I got:

We've attempted to contact you about your home loan needs.

Your loan has been pre-approved for a rate as low as 3%

We specialize in getting the lowest monthly payment possible!

Bad Credit is not a problem

Home Equity (New Deck, Basement, Finishing, Remodeling, etc

New Home Purchase

debt Consolidation

Refinance Current Loan

Vacation

A~
Account Manager

60 second form No Obligation Quote - Click here now

First of all this email had a lot of grammer-related errors. There is no mention of the name of the business and I purposely left out the name of the "account manager" that was provided in the email.

Second of all, of course, is the fact that I did not apply for a loan from these people. (I don't even know who "these people" are!)

I wouldn't respond to such a message - except for reasons of research. And quite honestly I thought that with all the problems that the mortgage market is having right now that mortgage-related financing solicitations wouldn't be happening but they still are!

So it seems that there is still a market for those looking for clients, homeowners, etc in regards to mortgage re-financing.

As bad as the whole mortgage market is right now its just best (if you can) to be able to pay your mortgage off so that you won't be under the stress of having a monthly mortgage payment.