If you are then one of the things that you should know is that it will be a matter of public record if you are facing foreclosure on your home. People and other kinds of businesses will be able to view this information and you may start to get letters in the mail offering to help you get out of foreclosure and or to help you save your home from foreclosure.
Here is an excerpt of one of these kinds of letters that you may receive:
STOP REAL ESTATE FORECLOSURE
If you can't catch up on your mortgage or property taxes and you are in jeopardy of losing your home, filing Chapter 13 bankruptcy may be able to help you.
In Chapter 13 you can keep your property and you'll have up to 5 years to catch up on your mortgage and pay your back property taxes.
Learn how you can pay your back mortgage payments and taxes over five years and keep your home!
The U.S. Congress has passed legislation that protects you and provides for a "Chapter 13" debt repayment plan.
If you qualify, you may be able to stop real estate foreclosure, eliminate unsecured debt and keep your property by filing a chapter 13.
This kind of letter also included a fee of just over $300 to help you.
You have to be very careful of letters such as this one! Find yourself a reputable bankruptcy attorney to help you if you want to save your home from foreclosure!
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